How to File an Auto Claim in Mexico
If you're involved in an accident, it's crucial to file your claim immediately. Adhering to the insurance provider's procedures is essential, as failure to do so may lead to a denial of your claim.
YOU MUST FILE YOUR CLAIM WHILE IN MEXICO
ALL CLAIMS MUST BE FILED FROM THE LOCATION OF THE INCIDENT
To report an accident:
Call 911 to request the police and wait for an officer to arrive to document the accident. If possible, do not move your vehicle. If safety is a concern, take photos before moving it. Once the vehicle is in a safe location, wait for authorities to complete the accident report.
Call the insurance company:
HDI Seguros: +52 (477) 740-2818
Or
CHUBB Seguros: +52 (818) 864-9322
Request an English speaker if needed.
Have your policy available before reporting an accident.
Tell the representative about your accident.
You may need to wait for an adjuster to obtain a report.
Tips:
To ensure that your claim is approved a claims adjuster MUST go to the accident location.
If you are in an accident in an area with no cell service, you must drive to a location with service immediately and call to file the claim. The adjuster will come to you and may request that you travel together to the accident site.
Do not sign any documents with any other party, except with your insurance assigned adjuster.
After filing a claim, please have the following documents ready to meet your assigned adjuster while in Mexico: -Print policy or digital policy -Driver License -Vehicle registration - Vehicle Ownership Title
After filing a claim make sure to write down the claim reference # and the name of your assigned adjuster.
If you have trouble contacting the insurance company, we are available 24/7 to assist you. Call our office at +52 (686) 980-0627
Claims Follow Up:
HDI Seguros:
To follow up with HDI Seguros directly with any questions regarding your claim or repair of your vehicle, please contact the HDI Tourist Automobile Claims central office. (Office hours: Monday through Friday from 9 am to 2 pm CST) Call from US 01152 (477) 710-4700 ext. 4147 - Call from Mexico (477)710-4700 Ext. 4147 If the repairs are in the USA, visit the page: www.internationalclaimservice.com HDI Seguros works with International Claims Service in Texas to help facilitate the claim and provide information to you once you have returned home. Their toll-free number is +1 (800) 284-9783 or direct +1 (956) 682-1353.
If you have any questions regarding your policy or coverage, we are here to help you. Please feel free to contact us. Toll Free: 1-800-524-BAJA (2252) - Toll Free from Mexico 001-880-524-2252 - Local Mexican line +52 686-980-0627
CHUBB Seguros:
Chubb will inform you of the next steps to take and how to stay in contact during the claims process. Chubb Seguros can also be contacted from the U.S. by dialing their toll-free number: +1 (844) 804-9288